Backend / API Engineer, Risk Intelligence

Remote
Full-time

Payor’s mission is to build the economic infrastructure for the internet. Risk Intelligence brings together machine learning with product development to lower Payor’s financial and regulatory risk at scale, while retaining a best in class user experience. We build ML and backend systems to catch fraudsters, understand users’ cash flow and financial health, and ensure Payor’s users are compliant with regulatory and financial partner requirements. We protect Payor’s brand while also protecting the company from financial losses that can put Payor’s business at risk.

The Risk Intelligence group consists of machine learning, backend, and full stack engineers who tackle this problem through creative new product ideas and impactful machine learning models. We are undertaking several new efforts, where you can have an outsized impact on the architecture, implementation, and design choices behind these systems.

We are looking for a Backend Engineer to help scale our risk defenses as Payor grows its user base and expands across countries, payment methods, and new product lines.

Your work will include:

  • Proposing and implementing product ideas that directly reduce Payor’s risk exposure and losses
  • Building live Payor systems that interface with ML models to make risk decisions, and enact interventions and mitigation’s to protect Payor from losses
  • Working with our partner teams to define and implement new policies that directly impact Payor’s bottom line
  • Working with engineers across the company to develop the right technologies for scaling our infrastructure
  • Debugging production issues across services and multiple levels of the stack

You may be a good fit if you:

  • Have at least 3 years of software engineering experience
  • Enjoy and have experience building scalable backend infrastructure
  • Hold yourself and others to a high bar when working with production systems
  • Take pride in taking ownership and working on projects to successful completion involving a wide variety of technologies and systems
  • Thrive in a collaborative environment involving different stakeholders and subject matter experts
  • Think about systems and services and write high quality code
  • Bonus if you have experience or are interested in ML and payments, but these are by no means required